It starts off innocuously enough. A few small purchases that you don’t quite remember making appear on your credit card or debit card statement. They look plausible, but you’re busy and will check them out later. Then the real fun begins. Someone racks up a credit card bill of several hundred dollars in a state you’ve never been to. You get a phone call wanting to confirm the purchase of a laptop computer for someone overseas. A bank or finance company starts calling you about payments on a car loan or mortgage that you know nothing about. Welcome to a club that has several million members in the United States alone. If something like that’s happened to you, then you’re the victim of identity theft.  
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